AG Benefits is a modern brokerage built for business owners who are tired of overpriced premiums, rigid plans, and renewal surprises. We leverage fintech, insurance, and wealth management partnerships to find simple, modular solutions that actually work — and cost less.
MGA/IMO & Provider Contracts
Clear advice, lower costs, and a partner who works for you — not the carriers.
Tell us about your business and what's keeping you up at night — insurance costs, benefit renewals, or tax strategy.
We scan your current setup across 35+ carriers and fintech platforms to find gaps, overcharges, and opportunities.
No rigid packages. We build a tailored mix of insurance, benefits, and wealth tools that fit your business — CRA compliant and tax-efficient.
We don't disappear after sign-up. Ongoing support, annual check-ins, and market scans keep your plans sharp and your costs low.
The typical corporate investing fee is ~2%. At 0–1.45%, our clients keep more of what they earn — and it compounds. We coordinate with your accountant and estate professionals to ensure every strategy is fully integrated.
Pick the modules that matter to you. Every solution is CRA compliant, tax-aware, and designed to integrate with your existing accountant, estate planner, and professional advisors.
Key person, buy-sell, liability, and asset protection — designed to protect what you've built without overpaying.
Flexible employee coverage — health, dental, life, disability. Modular plans that scale with your team and don't punish you at renewal.
Corporate investing, insured retirement plans, succession planning — all built to be CRA compliant and tax-efficient from day one.
Auto, home, term life, critical illness — all benchmarked across 35+ carriers so you're never overpaying.
Strategic debt reduction, cash flow optimization, and smart use of corporate retained earnings — all part of the blueprint.
TFSA, RRSP, FHSA, and corporate investment accounts — low-fee ETF strategies aligned with your business and personal goals.
Whether you're worried about your next benefits renewal, want a second opinion on your corporate insurance, or need a tax-smart wealth strategy — your first review is free and zero-pressure. We scan for compliance gaps and uncover opportunities, then coordinate with your accounting team to review every finding so nothing slips through.
We work for you — not the carriers. We coordinate with your accountant, estate planner, and professional advisors so every strategy stays integrated.