Montreal skyline at night with nice reflections in the St. Lawrence River, Canada

Meet Your Benefits Team

Independent brokers with direct carrier access—combining personalized service with industry-leading solutions.

Independent Brokers

Unbiased advice, not tied to any single carrier

Direct Carrier Access

Strategic relationships with 15+ providers

Broker + Provider Support

Your dedicated team plus carrier resources

MEET OUR TEAM

Leadership & Expertise

Experienced professionals dedicated to delivering tailored benefits solutions.

Josh Aguilar - Principal, AG Benefits Group

Josh Aguilar

Senior Manager

About Josh

Josh Aguilar leads AG Benefits Group with extensive experience in employee benefits and group insurance. As an independent broker, Josh provides unbiased advice and access to Canada's leading insurance carriers, ensuring clients receive tailored solutions that align with their unique business objectives.

Known for his consultative approach and commitment to client success, Josh builds long-term partnerships by truly understanding each business's goals and challenges. His expertise extends beyond initial plan design to strategic renewals, claims advocacy, and adapting benefits programs as businesses evolve.

Areas of Expertise

Group Benefits Design
Cost Management
Carrier Negotiations
Employee Engagement
Compliance
Strategic Planning
Khoushikan Vigneswaran - Executive Director

Khoushikan Vigneswaran

Executive Director

Specializes in helping businesses design comprehensive benefits packages that attract and retain top talent while managing costs effectively.

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Denesh Logeswaran - Senior Executive Director

Denesh Logeswaran

Senior Executive Director

Brings expertise in strategic benefits planning and implementation, working alongside clients to optimize their employee benefits programs.

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Lucia Medina - Senior Executive Director

Lucia Medina

Senior Executive Director

Partners with businesses to develop and maintain benefits strategies that support organizational goals and employee wellbeing.

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GET IN TOUCH

Let's Start a Conversation

Ready to transform your employee benefits program? Contact us today for a complimentary consultation.

Call Us

(365) 476-4703

Mon-Fri: 9:00 AM - 5:00 PM EST

Email Us

[email protected]

We'll respond within 24 hours

Office

4053 Rue Ste-Catherine O

Westmount, QC H3Z 1P4

By appointment

Ready to Get Started?

Let's discuss how we can design a benefits program that works for your business and your employees.